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Get the Going Rates For Anywhere In the U.S. or Canada!

Property Owners


If you're a property owner dealing with an insurance claim or working with a contractor, you might wonder how much your repairs or construction work are really worth (or if you should even file a claim). Maybe you suspect the insurance company's damage appraisal is too low, or your contractor's estimate is too high or inflated. Whatever the case may be, we can help. With our services, you may:
Get your own damage repair estimate based on the same prices most insurance companies use
Find out if your insurance company's settlement is too low
Increase your claim by leveraging with your own damage estimate
•  Find out if your contractor's estimate is fair and reasonable
Keep your contractor honest by having your own construction cost estimate
•  Find an answer to the key question: "Should I file an insurance claim or not?"



If you're new to insurance claim work and not sure how much to bid—or if you just don't have the time or money to learn the complicated estimating software most insurance companies use—we can help. Our professional estimating services can provide you with either a detailed estimate or current going rates for your area (your choice). With Assistimate, you may:           
Find going/allowable rates for labor, materials, and equipment specific to most trades
Earn more by letting us be your roof estimator, paint estimator, fence estimator, etc.
Remove guesswork from time-based estimation
Avoid pricing disputes with adjusters, subcontractors, and property owners
Prevent unnecessary supplements and change orders
Submit accurate, detailed, and professional looking estimates
Save on the expense of estimating software up to $3,780 a year!



If you prefer to spend more time inspecting and scoping losses in the field, or if your current claim volume is just too high to complete your estimates and diagrams quickly enough, we can help. We will convert your field scopes to estimates and help you to avoid a costly subscription to Xactimate®. With our services, you may:

Save time and close more claimshave us be your commercial or residential construction cost estimator
Have your room and roof diagrams converted to Sketch
Save on the expense of estimating software up to $3,780 a year!
Using Xactimate? Send us your ESX file and we can reprice it with an updated Price List!


What Is Assistimate Estimating Services?

Assistimate Estimating Services is an online estimating service used by contractors, property owners, independent adjusters, public adjusters, staff adjusters, attorneys, and more. We're operated by a network of National General Adjusters who handle claims and write property damage repair estimates professionally and for a living. We don't determine repair scopes, we don't make field visits, and we don't fight to maximize claims we simply take our clients' own repair scopes and convert them to fair cost estimates that appear on their letterhead. We also provide our clients with up-to-date going rates for labor, materials, and equipment in their cities and states as allowable by most insurance companies. Our estimates have been used to compare contractor construction cost estimates and insurance company damage appraisal estimates to actual fair market costs. Our estimates have also been used to determine actual job prices for contractors lacking time or cost estimation software. Among many other things, our estimates can help you answer these questions:

Is the settlement from my insurance company fair in relation to my scope of repairs?
Is the bid from my contractor reasonable and based on going rates?
How much does it cost to have [fill in the blank] done in my city and state?

Make life easier by finding going rates or getting your repair estimates online. We currently write estimates using Xactimate®, one of the most trusted and commonly used platforms in the insurance and property restoration industries. For more information on our services or Xactimate, please visit our Frequently Asked Questions page.

Why Do I Need an Xactimate Estimate?

Contracting repair work for an insurance claim can be a different animal. When it comes to preparing an estimate, it's all about one thing: ITEMIZATION! No one should ever think about submitting a one page, one line estimate to an adjuster—not if he wants to get it approved! An adjuster wants to pay no less than what is owed, and certainly no more. In order to do that, he needs to know the exact scope of the work and the exact cost of the work, all the way down to the square foot, linear foot, board foot, etc. Painting a room? The adjuster needs to know the exact square footage of surface area, how many coats are being applied, and what the cost is per square foot. Replacing a baseboard? The adjuster needs to know the linear feet of baseboard, the style and quality of material, and what the cost is per linear foot. At first glance, itemizing this much information in an estimate seems to be a daunting task. But it's actually very easily achieved through Xactimate, the loss estimating software that most insurance companies and restoration contractors are using today.


When an adjuster receives an Xactimate estimate from a contractor, odds are he breathes a sigh of relief. The estimate has an easily identifiable format (the cover page, listed room dimensions, itemization columns, etc.) that says he and the contractor speak the same language.  When an adjuster and contractor speak the same language (i.e., when they're using the same set of pre-approved pricing), all that remains to be done is agree on the repair scope, and then the claim can usually be settled.


Click here to view a sample Xactimate estimate.